Plans & Coverage
Hudson's Bay Financial Services Pet Insurance offers a choice of three levels of comprehensive coverage. You can choose the plan that best suits your needs and fits your budget. You'll be reimbursed for up to 80% for the cost of care and veterinary services. If you have more than one pet, multiple-pet discounts are also available.
Coverage |
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| Basic Care | Enhanced Care | Enhanced Care Plus | |
| Accident | $1,000 per accident | $2,000 per accident | $4,000 per accident |
| Illness | $1,000 per illness, per year |
$2,000 per illness, per year |
$4,000 per illness, per year |
Maximum Combined |
$2,000 | Unlimited | Unlimited |
| Alternative therapy | $350 | $350 | $350 |
| Behavioural therapy | not covered | $350 | $350 |
| Medical devices | $350 | $350 | $350 |
| Dental | $200 | $300 | $400 |
Annual Deductible Chart |
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| Pet's Age | Dog | Cat |
| up to 5 years | $150 | $150 |
| 5 - 7 years | $300 | $250 |
| 7 - 10 years | $400 | $300 |
| 10+ years | $500 | $350 |
With Hudson’s Bay Financial Services Pet Insurance, your annual deductible increases as your pet ages - not your premium. This ensures that your pet can continue to receive valuable coverage as they get older without impacting your monthly payments.
